About Us

About us

The Nearbrook Capital investment team has extensive merchant cash advance industry knowledge, having funded in excess of 20,000 advances since inception.


Our team comes with in-depth experience in, Equity and debt-based lending - loss mitigation, loan servicing (residential and subprime auto loans), underwriting and risk management. In addition out team has over 70 years of experience in building businesses; including retail, specialty finance, merchant cash advance, distressed real estate, and capital management.



Craig Hecker

Managing Director

Mr. Hecker has been in the merchant cash advance business since 2008 and has successfully grown merchant advance funder, Rapid Capital Funding to a current run rate of $200 million in annual merchant receivables. Under his management, RCF has grown significantly while maintaining a high quality portfolio with a better than industry average default rate of approximately 8%. Mr. Hecker is a serial entrepreneur who has owned and operated businesses in several industries since graduating from the University of Michigan with a degree in General Studies in 1993.

Scott Kaplan

Chief Credit Officer

Mr. Kaplan has more than 20 years of experience in risk management and investment banking in financial services and other industries. Scott brings a strong knowledge of industry strategies and products and will help continue to build and manage the infrastructure to support RCF’s growth of business. He has extensive experience in transactions and operations, along with debt and equity offerings.